First Time Homebuyer

Where to Start when Looking to Buy as a First Time Home Buyer

$15K Tax credit and $25K Grant Act for First Time Homebuyers

The Biden administration has delivered on a campaign promise to deliver a first-time home buyer credit. A new bill called the First-Time Homebuyer...

CONVENTIONAL

If you have ever applied for a mortgage, you may have heard lenders refer to loans and wonder what is the difference between....

FIRST TIME HOMEBUYER PROGRAM

Did you know that in 2021, 34% of all homebuyers were first-time homeowners? Knowing...

FLORIDA HOMETOWN HEROES PROGRAM

The Florida Hometown Heroes Program, also known as The Florida Hometown Heros Housing Program, is a mortgage program...

HOME BUYING CHECKLIST

For many people, buying a house is a dream come true, make sure to have your home buying checklist to be prepared...

HOW TO PREPARE TO BUY A HOUSE

Review the financial steps on how to prepare to buy a house. Are you looking at purchasing a house? If so, you should...

MORTGAGE BROKER NEAR ME - MORTGAGE LOANS

If you're searching for mortgages near me when planning a move to the sunny state of Florida, then look no further than...

STEPS ON HOW TO BUY A HOUSE

The following generic steps are a general guide on purchasing a home. There are other items you may want to accomplish when doing...

Education Articles for First Time Home Buyer

5 EASY STEPS TO BUY YOUR DREAM HOME

Whether you are a new or veteran homeowner, buying a house can feel a bit taxing, do you know the 5 Easy...

5 STRATEGIES TO HELP IMPROVE YOUR CREDIT SCORE

Your credit score is determined by various factors, including your repayment history, the length of credit history...

BUY A HOME FOR THE FIRST TIME

If you're wanting to buy a home for the first time, the information provided here should prove useful. There are....

CAN YOU BUY A HOME WITHIN 10 WEEKS FROM TODAY?

If you’ve found your dream home, it’s only natural that you’ll want to start living in it sooner rather than later...

COLLEGE STUDENTS FINANCES

As a student, you must focus on classes, extracurricular activities, and social life. However, keeping an eye on your...

CONS OF RENTING

Are you renting your home? Many people do. According to Statista, there were an estimated 43 million housing units...

COST FOR A HOME INSPECTION

If you fail to get an inspection before selling your home or purchasing a new one, you could possibly unknowingly...

COST OF HOMEOWNER INSURANCE

The cost of homeowners insurance is a complicated topic that is a major unknown until one applies for the subject...

COSTS IN BUYING A HOUSE

Are you aware of the costs in buying a house? The purchase price is just one of many factors when determining...

CONS OF RENTING

Are you renting your home? Many people do. According to Statista, there were an estimated 43 million housing...

DOCUMENTS NEEDED FOR A MORTGAGE

General documents that should be gathered for a mortgage loan, additional documents may apply as not...

FLORIDA DOWN PAYMENT ASSISTANCE PROGRAM - MORTGAGE QUOTE

One of the biggest barriers that new home buyers face when looking to make a new home purchase is saving up...

FLORIDA HOMETOWN HEROES PROGRAM

The Florida Hometown Heroes Program, also known as The Florida Hometown Heros Housing Program, is a mortgage program, which is...

FIRST-TIME HOMEBUYER $15K TAX CREDIT AND HOME $25K GRANT

The Biden administration has delivered on a campaign promise to deliver a first-time home buyer credit. A new bill called the...

FIVE C'S OF CREDIT

Getting a mortgage quote is one of the first steps when purchasing a property. The amount that you are able...

GETTING A MORTGAGE PRE APPROVAL

When considering getting a mortgage pre approval, many people often only look at only the positives. There is even...

HOME BUYING CHECKLIST

For many people, buying a house is a dream come true, make sure to have your home buying checklist to be prepared...

HOME INSURANCE VS RENTERS INSURANCE

Homeowners and renters insurance policies can contain different levels of coverage to the structure and...

HOW TO GET APPROVED FOR A MORTGAGE

You may wonder how are loans calculated? Every lender may use a different method, some by an algorithm by...

HOW TO GET A BAD CREDIT LOAN

When applicants with a low credit score may not be offered standard loans, a bad credit loan could be the...

HOW TO CREATE A BUDGET FOR MOVING EXPENSES

When planning a move, budgeting is one of the most important steps, learn how to create a budget for moving...

HOW TO MAKE A MOVE EASIER

Moving to a new house is an activity that requires a lot of effort and time. The process can take a couple...

HOW TO PREPARE FOR A JOB RELOCATION

When preparing to move to a new state for a job, researching the new location is necessary to learn the cost of living...

HOW TO PREPARE FOR MOVING DAY

Moving is an exciting adventure, but it's important to remember that preparation for the big day is essential to the success...

HOW TO CHOOSE A HOME LOAN

Become aware of how to choose a home loan, there are many factors to consider when choosing a home loan...

HOW TO GET PRE-APPROVED FOR A MORTGAGE

One question home buyers have on their mind is how to get pre-approved for a mortgage? Knowing...

HOW TO CREATE A BUDGET WHEN BUYING A NEW HOUSE

The process of purchasing a new home may be both thrilling and overwhelming. Going into the process...

HOW TO BUY A HOME ON A BUDGET

As the real estate sector's boom seems to be slowing down in certain areas, while still thriving in others...

HOW TO RAISE YOUR CREDIT SCORE FASTER

A strong credit score can be essential to getting the loan you may want. It can make it easier for you to qualify for loans...

HOW MUCH HOUSE CAN I AFFORD?

How much house can I afford is one of the biggest questions that people have when applying for mortgages. It is crucial...

HOW MUCH MONEY FOR A MORTGAGE CAN I BORROW?

If you are wondering what the answer to the question of how much money for a mortgage can I borrow is...

HOW TO GET A MORTGAGE QUOTE

If you are looking to buy a property, one thing that you will need to learn is how to get a mortgage quote. It is vital to...

MORTGAGE PLANNING

If you want to invest in stocks and shares, you will seek a financial advisor to discuss your goals. They will then...

MORTGAGE QUOTE

If you are in the process of looking to buy a property, it is unlikely that you will be in a position to buy it outright...

MORTGAGE QUOTES

Buying a home or investment property is one of the most exciting things that you will ever do, but it is also a huge...

MORTGAGE LOAN 45 DAYS FROM TODAY

Getting a mortgage loan in just 45 days from today may seem like an unrealistic aim for some. However, we typically...

MORTGAGE RATES 30 YEAR FIXED

Buyers may borrow up to 100% or sometimes in rare situations more on a property, the amount you put down could...

MORTGAGE QUESTIONS

Finding the answer to any big mortgage questions you have at the start of the process makes life much...

MORTGAGE RATES

Understanding mortgage rates and knowing how to find the most favorable ones is crucial when buying a home...

MORTGAGE BROKER NEAR ME - MORTGAGE LOANS

If you're searching for mortgages near me when planning a move to the sunny state of Florida, then look no further than...

MORTGAGE CALCULATION

Mortgage calculation involves a lot of math—some of it simple, some of it quite complex. Understanding how banks...

MONEY VALUE OF TIME CALCULATOR

f you have never heard of the value of money (TVM) concept before, it is an important one to understand...

MOVING TIPS

You likely have an idea of some moving tips, but is it efficient and effective enough to make it smooth? You can always...

PURCHASE MONEY SECOND MORTGAGE

Renting vs buying, this is a much debated thought for most families, however, more times than not...

PURCHASE MONEY MORTGAGE

If you want a purchase money mortgage, or seller-held second mortgage for example, because you are short...

PURCHASE A HOME

Purchasing a home is one of your most important and expensive financial decisions. As a result, it's critical to ensure you're...

PURCHASE MONEY MORTGAGES

There are many different types of home loans on the market today, one of the options available are purchase...

RAISE YOUR CREDIT SCORE

Looking to raise your credit score? A credit score is a three-digit number used by lenders to gauge your...

REAL ESTATE AGENT OR BROKER?

As a first-time homebuyer, you should also note that an entity, for example, a DBA, corporation, or LLC, can be...

REQUIREMENT FOR HOME EQUITY LOAN

The requirement for a home equity loan can be vital when applying, as you want to make sure to know all the...

SHOULD I BUY A HOUSE?

The lure of a good deal is very strong, especially when it comes to a big-ticket item such as a new home. However...

STRATEGIES FOR REAL ESTATE

Real estate is an industry that has peaks and valleys, consequently, it becomes imperative to execute assorted...

TIPS FOR BUYING NEW CONSTRUCTION HOMES

In the United States, new homes are an important pillar of the US economy. The number of new houses sold...

TOP 10 MORTGAGE QUESTIONS AND STRATEGIES

When homebuyers are interested in purchasing their first home, you may search for a mortgage quote or the top...

TYPES OF MORTGAGE

When looking for a mortgage for the first time, you may be a bit overwhelmed by all of the different options...

TYPES OF MORTGAGE LOANS

Various types of loans can be used to finance a mortgage. Some of the most common include home equity...

THE HMDA EXPLAINED

What is the HMDA, and why is it important? The following content will provide facts on the HDMA to give as much...

WHAT EXACTLY IS A MORTGAGE LOAN?

Have you ever wondered, what is a mortgage loan? Homeownership is something many view as a quintessential...

WHAT IS REDLINING?

At times there might be a situation where you might be discriminated against due to a denial or low appraisal...

WHAT'S A TOWNHOME - TOWNHOUSE

No matter what kind of home it is or why you choose your particular community, most are very similar, with a few...

WHAT IS A TURNKEY CONSTRUCTION PROJECT? TURNKEY HOME

What is a Turnkey Construction Project? New home buyers have a lot of decisions to make when it comes to deciding on what...

WHAT IS THE LOWEST MORTGAGE RATES

Mortgage rates are always changing so there is no simple answer when people ask, what is the lowest mortgage rate...

WHAT ARE THE COSTS OF BUYING A HOUSE?

The cost of buying a house is much more than simply buying the house itself...

WHAT ARE MORTGAGE LOANS

If you're considering buying a home, you may ask yourself what are mortgage loans. A mortgage is a loan...

WHAT ARE CLOSING COSTS?

The house hunting journey can be a very exciting time if you are looking for a home. Going above and beyond...

WHAT ARE SELLER CONCESSIONS FOR A HOME PURCHASE?

What Are Seller Concessions for a Home Purchase? Do you know what the term seller concessions mean? Now, you...

WHAT MAYBE USED AS A DOWN PAYMENT?

Understanding what may be used as a down payment is crucial when buying a home, so use a down payment...

WOULD YOU RATHER HAVE A DUPLEX OR A TOWNHOME?

Would You Rather have a Duplex or a Townhome? A duplex and a townhouse are two kinds of residential...