Loan limits

Loan limits

Loan limits

Mortgage Program LTV Up to***
DU 95
LP 95
HomeOne 97%
HomePossible 97%
HomeReady 97%
Hometown Hero** 95/5 (100%CLTV) Conetional or 96.5 (101.5%CLTV)
FHA
Hometown Hero** 96.5 (101.5%CLTV)
Conventional Loan Limits 2024
# of Units Conventional Loan Limits - Any Loan Above the Max is a Jumbo Loan
Lower 48 States
Conventional Loan Limits
AK & HI
1 $766550 $1149825
2 $981500 $1472250
3 $1186350 $1779525
4 $1474400 $2211600
FHA Loan Limit 2023
# of Units Low-Cost Area - Floor High-Cost Area - Ceiling Alaska, Hawaii, Guam, U.S. Virgin Islands - Ceiling
One-Unit $498257 $1149825 $1724725
Two-Units $637950 $1472250 $2208375
Three-Units $771125 $1779525 $2669275
Four-Units $958350 $2211600 $3317400
FHA Visual Map FHA Mortgage Limit Calculator FHA Ceiling Areas Areas Above Floor and Below Ceiling