Loan limits
Loan limits
| Mortgage Program | LTV Up to*** |
|---|---|
| DU | 95 |
| LP | 95 |
| HomeOne | 97% |
| HomePossible | 97% |
| HomeReady | 97% |
| Hometown Hero** | 95/5 (100%CLTV) Conetional or 96.5 (101.5%CLTV) |
| FHA | |
|---|---|
| Hometown Hero** | 96.5 (101.5%CLTV) |
| Conventional Loan Limits 2024 | ||
|---|---|---|
| # of Units | Conventional Loan Limits - Any Loan Above the Max is a Jumbo Loan Lower 48 States |
Conventional Loan Limits AK & HI |
| 1 | $766550 | $1149825 |
| 2 | $981500 | $1472250 |
| 3 | $1186350 | $1779525 |
| 4 | $1474400 | $2211600 |
| FHA Loan Limit 2023 | |||
|---|---|---|---|
| # of Units | Low-Cost Area - Floor | High-Cost Area - Ceiling | Alaska, Hawaii, Guam, U.S. Virgin Islands - Ceiling |
| One-Unit | $498257 | $1149825 | $1724725 |
| Two-Units | $637950 | $1472250 | $2208375 |
| Three-Units | $771125 | $1779525 | $2669275 |
| Four-Units | $958350 | $2211600 | $3317400 |
| FHA Visual Map | FHA Mortgage Limit Calculator | FHA Ceiling Areas | Areas Above Floor and Below Ceiling |