Privacy Policy

Privacy Policy

Privacy Statement

For offerings provided on behalf of our featured partners or advertisers who are real estate professionals (such as real estate agents, builders), please refer to the privacy notice of the real estate professional with whom you have a relationship for information on how they process your personal data.

We do not represent, endorse, nor support any agents on our website. Each individual is separate from MortgageQuote.com and only markets on our website. Please check Agents license lookup to ensure each license is still active and will be active during your use before using.

This Privacy Policy Statement – Florida – describes how New Century Financial Mortgage LLC (“New Century Mortgage”) uses the information you provide.

Information Gathered

You may choose to provide information about yourself in order to be contacted by New Century Mortgage or receive a response to your application for a certain loan product. Such information may include the following:

  • Your name
  • Contact information including a phone number and email address
  • Property address
  • Other information you choose to provide via a telephone call, letter, e-mail or through this application

Use – Privacy Policy Statement – New Century Financial Mortgage

Primarily, the information you provide will be used to contact you and qualify you for certain loan product(s). You understand that by submitting your information through this application, you agree to be contacted regardless of registration with any federal, state or local Do Not Call list, Do Not Mail list, or any other comparable list or registry. By providing information to New Century Mortgage through this application, a telephone call, an e-mail or letter, you authorize New Century Mortgage to engage in the following uses of your information:

  • To improve its products and services
  • To periodically market its products and services, telemarket its products and services, and send promotional emails and advertisements
  • To contact you
  • To provide your information to a lender(s) in order to qualify you for certain a certain loan product(s)

Additionally, you authorize New Century Mortgage to share your information with:

  • its affiliates and/or divisions
  • financial & non-financial service providers and companies, retailers and direct marketers
  • third parties who perform marketing services on behalf of New Century Mortgage or one its divisions or others with whom New Century Mortgage has a joint marketing agreement or arrangement

Right To Opt-out Of Information Sharing

Federal law gives you the right to limit some but not all

  • sharing. Federal law gives you the right to limit only:

    Sharing for affiliates’ everyday business purposes information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for non-affiliates to market to you

Certain state law may give you additional rights to limit sharing. If you wish to opt-out, you must send an email to info@ncen.com indicating your preference to opt-out of sharing with affiliated companies, non-affiliated third parties or both. However, by opting-out you understand that such opt-out may affect your access to certain financial products, which may otherwise be available. You are encouraged to obtain information on as many products and providers as possible.If you do not wish to opt-out, no action is required and until you provide the required notice of your opt-out preference New Century Mortgage is authorized to share your information as described above.

Security – Privacy Policy Statement – New Century Financial Mortgage

New Century Mortgage has measures in place directed to safeguarding the information that you provide. Such measures include, but are not limited to, implementing policies and procedures regarding data security.Please note, no data transmission over the Internet or any wired or wireless network can be guaranteed to be 100% secure. New Century Mortgage recommends you do not send any confidential information and/or nonpublic personal information by email. If you choose to send confidential information and/or nonpublic personal information to New Century Mortgage via email, you accept all risk that such information may be intercepted by a third party.

Web Technologies

A “cookie” is a small file that is assigned by the web server to your computer or phone. The use of cookies allows New Century Mortgage to identify which pages of the application are accessed. That information is then used to improve the application and your online experience. Assigning a cookie to your computer or phone does not provide New Century Mortgage access to it or any of the information contained on it or phone and your the device or phone is not harmed by New Century Mortgage’s use of cookies. Most web browsers afford you the option of modifying your settings to reject cookies should you choose. However, declining cookies may interfere with your ability to take full advantage of the features of this application.

CHANGE IN CONTROL

Your information may be transferred in connection with a sale, merger, transfer, exchange or other disposition (whether assets, stock or otherwise) of all or a portion of the business of New Century Mortgage. You will have the opportunity to opt-out of further secondary use of your information following any such change in control.

Change in Control

New Century Mortgage reserves the right to modify this Privacy Statement at any time without notice, but the most current version of the Privacy Statement will always be available to you by clicking on the link at the bottom of this application. By continuing to use this application and the services available through it, after the date of any change to this Privacy Statement, including accessing this application, you agree and acknowledge acceptance of the Privacy Statement in its most current version.

Terms and Conditions

Please see the Terms of Use statement for other details that are applicable to and regard your use and access of this application by clicking the link at the bottom of this application.

Agreement – Privacy Policy Statement – New Century Financial Mortgage

By using this application, you agree to this Privacy Statement and to the use of the information New Century Mortgage receives and collects as stated herein and in ways New Century Mortgage may notify you of in the future. By providing any personal information to this application, you acknowledge that you fully understand and consent to the collection and processing of such information. New Century Mortgage reserves the right at its discretion to modify this Privacy Statement at any time. Your continued use of this site following the posting of changes to these terms indicates your acknowledgment and acceptance of all changes.

Questions

Should you still have questions regarding New Century Mortgage’s use of your information and the protection afforded it, you may contact New Century Mortgage using the below information:New Century Mortgage info@ncen.com

Terms Of Use – Privacy Policy Statement – New Century Financial Mortgage

This application is being provided to you subject to these Terms of Use which govern your use of this application. Please read these Terms of Use carefully. By using this application, you agree to be bound by these Terms of Use, whether or not you complete a loan transaction. By using this application you acknowledge that certain features of this application and the corresponding loan products and/or services may be subject to additional terms, conditions and disclaimers.If you do not agree to these Terms of Use, you are not authorized to use this application, or any of the services that New Century Financial Mortgage LLC (“New Century Mortgage”) may offer through this application. New Century Mortgage reserves the right to, in its sole discretion and without notice, deny you access and/or use of this application for any reason or no reason at all.

The Disclosures And Consents

Although New Century Mortgage has tried to provide accurate and timely information, the content of this application may not be accurate, complete and/or current and may include typographical errors or technical inaccuracies. The information and materials contained in these pages, and the terms, conditions and descriptions that appear on this application, are subject to change at any time without notice.

New Century Mortgage may change the products, services and other information identified on this application at any time. Applicable terms, conditions and eligibility requirements are subject to change and not all products and services are available in all geographic areas. Any decisions which you may make based upon the information contained in this application shall be at your sole risk and responsibility. Your eligibility for particular products and services is subject to final approval, determination and acceptance by a lender in its sole and absolute discretion, notwithstanding your use of this application.

Disclaimer Of Warranties – Privacy Policy Statement

The information and materials contained in this application, including text, graphics, links or other items – are provided “as-is” and “as available” and new century mortgage does not warrant the accuracy, adequacy or completeness of such information and materials and expressly disclaims liability for errors or omissions in this information and materials. no warranty of any kind, implied, express or statutory, including, but not limited to the warranties of non-infringement of third party rights, title, merchantability, fitness for a particular purpose, and freedom from computer virus, or other malware, is given in conjunction with such information and materials.

You acknowledge that new century mortgage does not warrant that this application will be uninterrupted or error free; nor do it make any warranty as to the results that may be obtained from use of this application, or as to the timeliness, sequence, accuracy, reliability, completeness or content of any information or service provided through this application.except as specifically provided in these terms of use or where the law requires a different standard, you agree that new century mortgage and its lender(s) are not responsible for any loss caused by access to this application. to the maximum extent permissible under applicable law, new century mortgage and its lender(s) will not be responsible to you or any third party claiming through you for any direct, indirect, special or consequential, economic or other damages arising in any way out of the installation or use of this application.

Limitation Of Liability – Privacy Policy Statement

in no event will new century mortgage or its lender(s) be liable for any damages, including, without limitation: direct or indirect, special, incidental or consequential damages, losses or expenses arising in connection with this application or use thereof or inability to use by any party, or in connection with any failure of performance, or any information provided in connection with this application or how said information was obtained, or any error, omission, interruption, defect, delay in operation or transmission, computer virus or link or system failure, even if new century mortgage or its lender(s), or representatives thereof are advised of the possibility of such damages, losses or expenses.

Privacy Policy

Indemnification – Privacy Policy – Privacy Policy Statement – New Century Financial Mortgage

You agree to defend, indemnify and hold harmless New Century Mortgage, its affiliates, lenders, vendors and all directors, officers, employees and agents of New Century Mortgage from and against any claim, demand, damages, liabilities, suit, expenses, costs or proceeding, including attorney’s fees and court costs, that relates to or is based on your violation of these Terms of Use or misuse or unauthorized use of this application, or any services available from New Century Mortgage through this application, or any information provided in connection with this application or how said information was obtained.

No Unlawful Or Prohibited Use – Privacy Policy Statement

As a condition of your use of this application, you agree and warrant to New Century Mortgage that you will not use or access this application for any purpose that is unlawful or prohibited by these Terms of Use. If your use or access violates any law or any of these Terms of Use, your permission to use the application automatically terminates.

Application Security – Privacy Policy Statement

You are prohibited from violating or attempting to violate the security of this application, including, without limitation: (a) accessing data not intended for your viewing or logging into a server or account which you are not authorized to access; (b) attempting to probe, scan or test the vulnerability of a system or network or to breach security or authentication measures without proper authorization; or (c) attempting to interfere with service to any user, host or network. Violations of security measures may result in civil or criminal liability. New Century Mortgage will investigate occurrences that may involve such violations and may involve, and cooperate with, law enforcement authorities in prosecuting users who are involved in such violations.

Copyrights And Trademarks – Privacy Policy Statement

Copyright in the pages and in the screens displaying the pages, and in the information and material therein and their arrangement is owned by a third party, unless otherwise indicated, and are protected by U.S. copyright laws and international treaties. The copyrighted materials on the application include, but are not limited to, the text, design, software, images, graphics, source code, and the content on the application.

You are authorized to view the information available on the application for your informational purposes only. You may not copy, republish, redistribute, transmit, participate in the transmission of, create derivatives of, alter, edit or exploit in any manner any material including by storage on retrieval systems. Deliberate misuse of this application is expressly prohibited and New Century Mortgage reserves the right to terminate your access to this application at any time for any reason and to advise the legal authorities of any misuse of this application, including, without limitation, to hacking. You may not use, copy, display, distribute, modify or reproduce any of the trademarks found on this application.

Email & Online Information Requests

Please note that messages you send New Century Mortgage by email may not be secure and New Century Mortgage recommends that you do not send any confidential information to New Century Mortgage by email. If you choose to send confidential information to New Century Mortgage via email, you accept all risk that such information may be intercepted by a third party.By submitting your information to New Century Mortgage through this application or by any other method, you are inquiring about loan products and give New Century Mortgage permission to contact you via email, telephone, letter, fax or using any other information you provide, regardless of registration with any federal, state or local Do Not Call list, Do Not Mail list, or any other comparable list or registry.

Privacy

New Century Mortgage understands the need to safeguard your information from unauthorized use and disclosure. Please see the Privacy Statement which is available on this application.

General

New Century Mortgage reserves the right to modify these Terms of Use at any time without notice, but the most current version of the Terms of Use will always be available to you on this application. By continuing to use this application, after the date of any change to these Terms of Use, including accessing this application, you agree to be bound by the rules contained in the most recent version of these Terms of Use.

Governing Law

You agree that these Terms of Use shall be governed by and construed in accordance with the laws of the State of Michigan, without giving effect to any principles of conflicts of law. You agree that any action at law or in equity arising out of or relating to these Terms of Use or the use of this application shall be filed only in the state or federal courts located in Oakland County, Michigan, and you hereby consent and submit to the personal jurisdiction of such courts for the purposes of litigating any such action.

Severability

You agree that if any provision of these Terms of Use shall be found to be unlawful or void, or for any reason unenforceable, then that it shall be deemed severable from the other it of these Terms of Use and shall not affect the validity and enforceability of such other provisions.

Contact and Violations

Please contact us with any questions regarding these Terms of Use. Please report any violations of the Terms of Use to New Century Mortgage.CLOSE?

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TERMS OF SERVICE AGREEMENT

Welcome to MortgageQuote.com (referred to herein as "Site" or "MortgageQuote"). Before using our website, please carefully read the following Terms of Service (referred to herein as the "Agreement").

These terms explain your rights and responsibilities under this Agreement and fulfill certain legal disclosure requirements. By accessing or using the Site, you agree to be bound by the terms of this Agreement. If you do not agree with these terms, you may not use the Site or any services provided by MortgageQuote.

1. Purpose

MortgageQuote.com serves as an online marketplace connecting home buyers and sellers with Real Estate Agents who can fulfill their needs ("Services"). All materials and information on the Site are for informational purposes only and should not be considered as business, financial, or legal advice. MortgageQuote and its affiliates do not provide such advice or broker transactions.

2. For Buyers and Sellers

Our Services are provided free of charge to individual home buyers and sellers. While we strive to offer accurate and up-to-date information, we do not guarantee the correctness, completeness, or timeliness of the information on the Site. The Site does not establish a Real Estate Agent-client relationship, and MortgageQuote is not liable for any damages or costs arising from your use of such services.

By using our Site or Services, you agree to:

  • Submit accurate information for matching with a Real Estate Agent.
  • Consent to being contacted by multiple agents.
  • Acknowledge that MortgageQuote is a referral service and does not represent you as your real estate agent.
  • Understand that any agreements with Real Estate Agents are independent of MortgageQuote, and MortgageQuote does not endorse or validate any Real Estate Agents on the Site.

3. For Real Estate Agents

As a Real Estate Agent using our Site or Services, you agree to:

  • Comply with all real estate licensing laws.
  • Provide accurate information.
  • Pay referral fees as outlined in our agreement.

4. Privacy Policy

Your personal information is subject to our Privacy Policy, available for review on our website.

5. Modifications to the Site

We reserve the right to modify or discontinue the Site at any time without notice. We are not liable for any loss of information resulting from such modifications.

6. Participation in the Site

By using the Site, you agree to abide by our rules regarding content, conduct, and usage restrictions.

7. Intellectual Property Rights

All content on the Site is protected by intellectual property laws. You agree not to use or reproduce any content without permission.

8. Limited License; Permitted Uses

You are granted a limited license to use the Site for personal, non-commercial purposes, subject to certain restrictions.

9. Restrictions and Prohibitions on Use

Additional restrictions apply to your use of the Site, including prohibitions on copying, distributing, or modifying any content.

10. No Solicitation

You may not distribute solicitations or advertising on the Site without our prior written permission.

11. Indemnity

You agree to indemnify us against any damages or claims arising from your use of the Site.

12. Errors and Corrections

We do not guarantee that the Site will be error-free or that information will be accurate or reliable.

13. Termination

We reserve the right to terminate your access to the Site at any time for any reason.

14. Third-Party Content

We are not responsible for third-party content on the Site and make no endorsements regarding such content.

15. Dealings with Advertisers

Any dealings with advertisers on the Site are solely between you and the advertiser.

16. Links to Other Websites

We are not responsible for the content of third-party websites linked to the Site.

17. Disclaimer of Warranties

We make no warranties regarding the accuracy or reliability of the Site's content or services.

18. Limitation of Liability

We are not liable for any indirect or consequential damages arising from your use of the Site.

19. Exclusions And Limitations

Some jurisdictions may not allow the exclusion of certain warranties or limitations of liability, so some provisions may not apply to you.

20. Entire Agreement

This Agreement constitutes the entire agreement between you and us, superseding any prior agreements.

21. Choice of Forum

Any disputes arising from this Agreement shall be resolved through arbitration in Los Angeles, California.

22. Waiver and Severability of Terms

Our failure to enforce any provision of this Agreement does not waive our right to enforce it in the future. If any provision is found invalid, the remaining provisions remain in effect.

23. Statute of Limitations

Any claims arising from this Agreement must be filed within one year.

24. Headings

Section titles are for convenience only and do not affect the interpretation of this Agreement.