Best Homeowner Insurance

We get asked all the time, what are the best homeowner insurance companies to go to when purchasing a home? Although we will never provide advice, we try to provide a bit of guidance and suggestions if you request it.

There are many insurance companies out there, all offering different policies. But how do you find the best homeowner insurance and ensure that you are protected?

There Are a Few Key Things to Look For When Reading a Homeowners Iurance Policy.

First, pay attention to what is covered. You will always want to get a policy that is at least cost replacement value of the property, as this is generally required from lenders. Make sure all your belongings are fully covered, whether inside the house or outside. See what you are covered against (natural disasters like floods and fires, etc). The last thing you want is to make a claim, only to find out that you aren't actually covered for that situation. You may even want to get a 4-point inspection if the property is over 30 years to potentially get a discount off the rate.

Next, look for coverage for additional living expenses, should something occur that forces you to live elsewhere while repairs are underway on your property. Check how long you will be covered for and whether there are any exceptions.

Best Homeowner Insurance

Always read the fine print on a policy before you sign it, and most importantly, shop around to find different deals before committing to anything. There are companies such as, and that tend to search around for rates in a quick manner. You have many more choices to choose from, so make sure to search around and find one that meets your goals and needs appropriately.

Homeowners insurance is important because it protects you from financial disaster. If you have to live elsewhere while repairs are done it might cover this. You can get coverage against theft too. If you are in the process of purchasing or selling your home and sorting out homeowners insurance, etc, it may be time to start thinking about your next mortgage. Get in touch with to weigh up your options and see deals from all of the top lenders.




Home Insurance