Mortgage Education

Whether you are a new or veteran homeowner, buying a house can feel a bit taxing, do you know the 5 Easy Steps to Buy Your Home? The process can seem like a lot of hoops....

About new century – company history is a licensed firm located between fort lauderdale and miami in hollywood, florida....

This calculator allows you to use a general or your own loan scenario. You have the option to add ‘additional payments’ to your mortgage payment scenario to see how much interest you will save over the life of the loan if you were to maintain those payments.

Whether buying for the reason of being a primary resistance or to have as an investment, real estate ownership is determined through its title...

Amortized loans allow you to repay only the amount borrowed, plus the accumulated interest...

Knowing the APR for credit cards you hold is very important due to this will help you determine how much each costs you..

Nice cars are a nice want for most people, but before you buy, you might want to use an auto loan...

Home inspections are an important part of the home buying and selling process, but what is the average cost of a...

How Can Businesses Benefit From Automated Financial Processes?. Businesses can leverage the many benefits that come with automated financing, including...

There are a number of ways to earn passive income, whether you want to supplement your salary...

We get asked all the time, what are the best homeowner insurance companies to go to when purchasing a home?...

Have you ever wondered what are the best jobs for working from home? Do you enjoy going to the office everyday, ...

Passive income is income that you earn on a regular basis without having to put in much effort or time of your own, but what...

The largest and biggest banks in the US tend to have operational costs for a myriad of things, such as the brick and mortar...

It would be safe to assume that all crypto coins like Bitcoin, Ether, Ethereum, and Dogecoin work using a blockchain. Crypto that doesn't have...

Do you own a business with a passive income? If so, then your passive income may count towards your overall income when purchasing...

Our calculator for mortgage is geared towards those that just want to type in the loan amount instead of putting a certain dollar value as a down payment view.

If you calculate a mortgage payoff, you can improve your financial planning in the future. You can potentially save a lot of money too by paying your mortgage off faster...

Interested in seeing a loan amortization schedule? See how much principal or interest you might pay by scrolling down after you calculate your scenario. Interested in knowing when you will pay more principal than interest in your loan, then this calculator is for you.

When buying a home, it is likely that you will conduct a lot of research to find the best mortgage deal available...

Want to compare two loan scenarios such as a 30 year vs a 15 year mortgage? Or your current loan and paying extra towards your mortgage to accelerate your mortgage principal faster ? This calculator allows you to visually see your current loan scenario, and how paying extra to accelerate your mortgage will save you money.

There are literally hundreds of ways to generate and create passive income, many of these options could probably make you rich...

If you invested in cryptocurrency, you might have traded it a few times, accrued capital gains which means you...

MortgageQuote.com does business in all Colorado neighborhoods and counties for residential and commercial mortgage loans. We specialize in purchase and refinance mortgage loans...

The majority of borrowers in the United States that obtain a mortgage often go with a Conventional Mortgage Loan Program...

One of the most common questions we get at MortgageQuote.com is what is the conventional 30-year mortgage rate?...

If you fail to get an inspection before selling your home or purchasing a new one, you could possibly unknowingly...

The cost of homeowners insurance is a complicated topic that is a major unknown until one applies for the subject property...

There are several costs in selling a home, they range from renovating and landscaping to closing costs and real estate brokers costs. The following are some of the more common costs...

Are you aware of the costs in buying a house? The purchase price is just one of many factors when determining the costs of a home...

If you are looking for commercial property finance then it is important to use a commercial mortgage calculator. However...

If you have ever applied for a mortgage, you may have heard lenders refer to loans and wonder what is the difference between conforming vs conventional loans?

A conventional mortgage (or sometimes known as a conventional loan) is a type of home buyer’s loan that is only available through a private lender...

Are you renting your home? Many people do. According to Statista, there were an estimated 43 million housing units occupied by renters in the US...

When you apply for a loan, lenders will assess your financial situation and let you know what kind of loans you qualify for ...

Are you interested in learning more about real estate in Coral Gables? A city very close to Miami, Coral Gables is seen as one of the most sought-after ...

Understanding these common terms may help you make sense of the exciting new world of blockchains and cryptocurrency.

It seems as though cryptocurrency is here to stay and financial institutions are starting to think about how they can move with the times...

The technology that facilitates decentralized finance is known as a blockchain. The blockchain is a distributed ledger of data...

Home appraisals are professional opinions on how much your property is worth. Lenders may require them because it tells them how much...

General documents that should be gathered for a mortgage loan, additional documents may apply as not every loan is the same.....

New Century Financial Mortgage is a brokerage firm based in Florida. We offer top lenders to choose from that should meet your...

There is a lot that you need to consider when looking for a mortgage. Not only do you need to accumulate a down payment ...

The National Flood Insurance Program has not been updated since it was first created. However ...

Low-income borrowers may soon be able to save hundreds of dollars a month on their mortgage through a new government refinancing initiative being introduced soon....

In the US, there are a multitude of home loan programs formulated to help buyers acquire mortgages and purchase properties. The Fannie Mae HomeReady mortgage is one of those...

Fannie Mae HomePath is one of the many mortgage programs available to buyers in the US. By viewing the mortgage education section of our website, you will find additional ...

Fannie Mae, or the Federal National Mortgage Association, was first chartered in 1938 as a government-sponsored enterprise, the main goal of which was to help individuals ...

Across the nation, each year college students will graduate and receive new job offers and while this might be overwhelming at first, then comes time to figure out what city...

One of the biggest barriers that new home buyers face when looking to make a new home purchase is saving up enough cash to cover their down payment, but don’t worry...

MortgageQuote.com does business in the following Florida neighborhoods and counties for residential and commercial mortgage loans...

Strategy and Plan – Help you build a customized mortgage plan to meet your goals Personalized Service – We are a boutique shop, this allows us to provide the ultimate ....

The Biden administration has delivered on a campaign promise to deliver a first-time home buyer credit. A new bill called the First-Time Homebuyer Act includes a tax

If you are currently in the market for a new home or you’re thinking about purchasing an investment property, one thing that you will need to give a lot of consideration...

If you’re interested in purchasing real estate in Florida or the United States as a whole, then you may be interested in a foreign real estate mortgage loan program. ...

Originally developed in 1934 by Franklin Delano Roosevelt as a direct result of a housing industry that was flat on its back due to unemployment, often impossible ...

For decades the housing market has seen a need for affordable lending solutions to meet the lending needs of communities nationwide...

Do you know what a FHA-REO Mortgage Loan Program is? Did you know that you can buy homes directly from the U.S. Department of Housing and Urban Development, HUD? It’s not widely...

Getting a mortgage quote is one of the first steps when purchasing a property. The amount that you are able to borrow and the cost of the loan will be determined ...

Florida is one of the best places in the country to live right now. Whether you are a retiree or a young millennial looking for a new career ...

If you’re looking to buy a home in Fort Lauderdale, you will find that there are some great neighborhoods to choose from. Each neighborhood ...

Did you know that foreign nationals are able to purchase real estate in the United States for personal use by obtaining a Foreign Real Estate Mortgage Loan Program...

The Gold Coast is one of Florida’s best love coastal regions, and is currently home to an impressive 569,997 people. Despite what the name suggests...

Nestled nicely between the Intercoastal Waterway and the Atlantic Ocean, Golden Beach is located on Collins Avenue and measures just one mile across four blocks...

From boating to golf, Hollywood, Florida is a hub for entertainment. There are also amphitheatres, fine art exhibitions, golfing, ...

Our home page allows for you to get a general overview of who we are and some of our top articles. You can apply for a mortgage, inquire via lead form to connect with us.

When you are looking to purchase your first home, one thing you need to consider is how much property...

If you refinance your home, you might be able to release the equity that is available...

Freddie Mac is a name you may have heard thrown around if you have ever applied, or looked into applying, for a new mortgage loan...

In the United States, thousands of borrowers apply and obtain mortgages on a daily basis, such as to the Home Ready Mortgage Program...

Have you heard about Freddie Mac’s Home One Mortgage Loan Program? There are many mortgage loan programs...

Do you know how to fill out a check? If not, then the process is not hard and can be pretty friendly to keep track of...

As the real estate sector's boom seems to be slowing down in certain areas, while still thriving in others can seem a bit confusing...

Do you know how to calculate interest on a mortgage and how to utilize this to your advantage? You might want...

All of the transactions made using cryptocurrencies are stored on a public ledger called a blockchain, or a mutual...

How bigger mortgage can I get" is one of the most common questions people have about the house buying process...

Learn how to create a passive income, it might just help you retire sooner. Passive income requires...

Everyone should want to know how to earn a passive income, as it allows for a smooth and continuous...

When applicants with a low credit score may not be offered standard loans, a bad credit loan could be the perfect solution....

Owning a new home can be a very rewarding experience, learning How to Maximize Mortgage Refinancing can help with this experience...

Having increased earnings and better financial stability means that you will have more options when searching for loans and you can get a more affordable deal...

If one wanted to send a Bitcoin from Person-A to Person-B, then Person-A would go to their Bitcoin wallet....

How to calculate my mortgage payment is one of the biggest questions home buyers have. It’s crucial that you know what your monthly payment...

How much house can I afford is one of the biggest questions that people have when applying for mortgages. It is crucial that you work out what you can realistically ...

If you are thinking about becoming a mortgage loan officer, you will want to know how much money you could make in this position. As mortgage loan ...

With the low mortgage rates that are available through some lenders, it makes sense to refinance your home if you want to make savings....

If you are wondering what the answer to the question of how much money for a mortgage can I borrow is, the very best person to ask is a mortgage....

If you are looking to buy a property, one thing that you will need to learn is how to get a mortgage quote. It is vital to gather mortgage quotes ...

Thinking about ideas for passive income can be draining, time consuming and at times become unrealistic...

When looking to secure a mortgage on a property, it is vital that you consider all of your options carefully....

To calculate the interest on a mortgage calculator, put in the principal balance, the term and interest rate. Interest is the...

Inflation in the US, putting politics aside, do you remember when gas prices were $2 per gallon? Doesn’t seem that long ago, right?...

Sometimes life happens and it’s that one time peril where it may ruin your credit, however, one of many ways to improve your score...

If you are an employer, one of the decisions you will need to make is whether or not to offer health insurance options to your employees...

MortgageQuote.com specializes in jumbo loans as we are also JumboLoan.com, which the loan amount may vary from state to state. Learn more about what a Jumbo Loan is.

Jumbo loans is a type of mortgage program you want to consider if you want to purchase a high-value property....

You may ask, what is a jumbo loan in Florida? A jumbo loan is any loan amount greater than $647,200 for the majority of the state...

There are cases whereby a conventional loan is simply not going to be sufficient to finance a property...

Have you ever wanted to buy a downtown Miami condo or beachfront multi-million-dollar condo, thought about a Jumbo Mortgage Loan Program?...

Real estate Jacksonville is ideal if you want to explore the great outdoors. You can experience a different side of Florida here....

Key West is an island city on the Florida Keys archipelago. It is the southernmost point of the continental US. ...

We want to customize as best as possible the loan to fit your needs...

The loan limit for a jumbo loan can vary state by state, but what is a jumbo loan? A jumbo loan...

To work out what your monthly payments will be, you need to know how much you will be borrowing and use a loan calculator...

Finding a loan calculator, free, is a good way to know how much you might pay for a loan. It allows you to start looking for mortgage...

Whether applying for a mortgage or any other type of loan, it’s imperative that you equip yourself with a full understanding...

If you're thinking about buying a home, it is in your best interests to use a mortgage calculator to help you assess your financial position...

Have you ever searched for loans for bad credit online before?...

Mortgage brokers such as MortgageQuote.com might be able to offer a huge range of loan...

With loans online bad credit, people should know that the word ‘bad credit’ can change depending on who you ask. Bad credit online loans tend...

A lot of people worry that they are never going to be able to take out a mortgage because of their credit score. While your credit score ...

Real estate Palm Beach is often very sought after. The main reason for this is because it’s a small town that is right off the coast of Florida ...

If you make massive income, then you know that creating a stable flow of money can have its benefits. Online strategies...

MortgageQuote.com is the 'The First Step To A Pre-Approval’, we provide a marketplace where our goal is matching borrowers with mortgage providers...

Manufactured homes are similar to mobile homes, according to HUD, with the exception that anything prior to June 15, 1976 is...

Use our ultimate mortgage calculator that has features such as generic loan cost, debt-to-income ratio, mortgage payment with insurance, taxes hoa or other costs.

Whether actively looking to purchase a property or researching your options, a dedicated tool called a mortgages calculator will provide clear insight...

When deciding whether to pay off your mortgage, you need to consider your finances and the use of a mortgage calculator ...

If you have an amortized loan, you can benefit from making extra repayments by viewing a mortgage calculator with extra ...

If you want to invest in stocks and shares, you will seek a financial advisor to discuss your goals.

If you are in the process of looking to buy a property, it is unlikely that you will be in a position to buy it outright and will probably need a mortgage loan to make...

Buying a home or investment property is one of the most exciting things that you will ever do, but it is also a huge financial commitment...

Buyers may put down somewhere between 0% and 20% on a property, the amount you put down could help determine on a typical mortgage rate 30 year fixed term...

Our Mortgage Tools allows you to educate yourself about what is needed to start your mortgage loan process and learn more about what a mortgage is...

Finding the answer to any big mortgage questions you have at the start of the process makes life much easier. Mortgages can be complex...

Understanding mortgage rates and knowing how to find the most favorable ones is crucial when buying a home. The mortgage rate affects how much you pay back

If you're searching for mortgages near me when planning a move to the sunny state of Florida, then look no further than MortgageQuote.com. We work with borrowers...

Mortgage calculation involves a lot of math—some of it simple, some of it quite complex. Understanding how banks and lenders calculate your mortgage payment...

If you have never heard of the time value of money (TVM) concept before, it is an important one to understand. This equation deals with your future...

Miami is a large metropolis located on the southeastern Florida coast. The city sits between Miami beach to the east, Kendall to the south...

Miami Beach is arguably one of the most sought-after destinations to live in across the whole of Florida. Miami is well-known thanks to its prominence...

Consider us your personal mortgage professional as we provide luxury customized service to all of our clients and can even reach us after normal hours...

For both unversed and veteran homeowners, the mortgage application process can be both frustrating and confusing, look towards our Mortgage Loan ...

The blockchain is the underlying technology that allows digital currency such as Bitcoin, Ethereum, and Litecoin to generally...

Naples is a golfing hotspot and it’s also a popular fishing destination. It’s known for calm waters, fine sand and of course, shopping districts....

When buying a home, you may want to connect and view the government sites and other articles while learning more about the city and county you are interested in...

NMLS (nationwide mortgaging system) is the system of record for non-financial depository services, and requires loan originators....

But non fungible tokens are not just useful for making digital art and we are only now starting to understand their full potential. In the future, it seems incredibly likely that ...

Orlando is one of the most famous cities in the country. It offers beautiful weather, opportunities for outdoor pursuits...

Before selling your home, or even when you purchase a home it's a good idea to make some simple cosmetic upgrades...

Having bad credit plays a factor when reviewing interest rates on personal loans with bad credit online. However, there are personal ...

Debt consolidation loans are designed to help those who find themselves with multiple debts that they cannot afford, therefore personal...

Renting vs buying, this is a much debated for thought for most families, however, more times than not the hard part of buying a home can be coming up with the down payment ...

If you want a purchase money mortgage, or seller-held second mortgage for example, because you are short to close on a property...

There are many different types of home loans on the market today, one of the options available are purchase money mortgages...

If you are looking for a mortgage, there are a number of different factors that might influence the mortgages available to you. One of the major factors considered ...

A jumbo loan is also referred to as a jumbo mortgage and is a kind of financing that goes beyond what the Federal...

Looking to raise your credit score? A credit score is a three-digit number used by lenders to gauge your ability to pay debts. The three main bureaus are Equifax, TransUnion, and Experian...

Homeowners may decide to refinance their mortgage because of a change in their financial situation or a myriad of other reasons...

Using our real estate tools can help you research on the home you are looking to purchase. From tax assessment, to the area median income for Fannie and Freddie.

First Time Home Buyers Guide, Real Estate Agent or Real Estate Broker? Most first-time home buyers know they need one … but which one do they need? ...

Although the large international banks have a lot of capital and offer a range of financial services, many people are moving towards regional banks because they bring...

The requirement for a home equity loan can be vital when applying, as you want to make sure to know all the rules of the program. A HELOC has changed...

Are you close to retirement and looking for that extra gas financially to make your retirement more enjoyable,, have you considered a Reverse Mortgage Program?...

Saint Petersburg, Pinellas County, is located just across Old Tampa Bay from downtown Tampa on Florida’s Gulf coast. It is known for its attractive climate and leisure activities, including fishing, ...

A seller's market is a real estate market in which the seller has an advantage over the buyers. This usually happens when there is more housing demand than houses available...

Looking for savings accounts with highest interest rate can be a task, however, for idle cash well worth it. Banks...

A simple interest loan calculation is one method of figuring out how much you will pay for borrowing money....

The lure of a good deal is very strong, especially when it comes to a big-ticket item such as a new home. However, before you jump on the bandwagon and choose ...

Are you currently pondering the question, should I sell my house? Well, if you are, then you have most certainly come to the right place because below we will consider the guidance both for and against ...

Sunny Isles is a coastal Miami community located several miles to the north of downtown Miami. Buyers include high-income professionals international business people and wealthy expatriates ...

However, smart contracts have the potential to change the way that the mortgage process works and make it much quicker for everybody involved. A smart contract is a pre-programmed contract that ...

A smart home is a living space filled to the brim with a plethora of smart devices, so learn more about smart homes: pros, cons, and trends...

Getting the your home of your dreams doesn't happen automatically. Instead,it requires going through a set of tried-and-tested procedures.but what are they? Check them out below...

There are a number of different ways to earn streams of passive income, some of them can be very lucrative. ...

If you are considering moving forward with a mortgage refinance, make sure to explore all the financing options available to you, such as a Streamline-FHA...

Taking on that amount of debt is a big decision that requires careful financial planning, so you should use various student loan repayment...

One thing you might want to know is regarding future income and might ask yourself, social security how much will I get?...

This article is for educational purposes only, we do not provide tax advice, and for further information and any questions on tax rate on capital gains should...

Professionals use the word “title” since it is a legal document that denotes ownership. If you pay title fees, you are paying costs associated with transferring the ownership ...

When moving to a new area, its nice to know what there is to do and what things there are to do near your new property. Get to know your area better through our articles.

When homebuyers are interested in purchasing their first home, you may search for a mortgage quote or the top 10 mortgage questions and strategies for homebuyers ...

When looking for a mortgage for the first time, you may be a bit overwhelmed by all of the different options that are available. There are many different types of mortgage products ...

What is the HMDA, and why is it important? The following content will provide facts on the HDMA to give as much information on the topic as is necessary for homebuyers...

Tampa is a city that sits on Tampa Bay alongside Florida’s Gulf Coast. While it is a major tourist and business center, the city is also known for its art galleries and museums....

From sandy beaches to cultural exhibits, there are many things to do in Miami. This Floridian city has made a name for itself as one of the most coveted places to visit....

A town house is a common property type, sometimes known as a townhome. They are usually built-in uniform rows and share walls, although they have their own entrances...

Town homes are also known as "row houses," with individual units being referred to as either a "one-off" or by their...

What is a USDA loan and what are the USDA eligibility requirements? A USDA home loan is a zero down payment mortgage that certain homebuyers can apply for. They are handed ....

To the disbelief of some consumers, the U.S. Department of Agriculture (USDA) does offer home mortgage loan programs to qualified borrowers, such as the USDA Mortgage Program...

If you are having difficulty with your down payment, you should use 401k to buy a house instead of your savings. Many people are unaware this is an option. However....

VA jumbo loan limits in Florida are over the conforming loan amount of $647,200 for the year 2022, and change every year....

There are many different types of loans available for people today. If you are considering a VA mortgage, otherwise known as a Veteran Affairs mortgage....

Much like the Federal Housing Administration (FHA), the U.S. Department of Veteran Affairs or a Veteran-Affairs Mortgage Loan Program...

Have you wondered what is a way to make passive income that could be sustainable and potentially perpetual? Having a continuous...

Real estate in West Palm Beach is growing more and more by the year. There are properties to suit every budget and every requirement...

Weston is a planned community located in the heart of Broward County, Florida. It’s just 31 miles northwest of Miami and currently..

Wellington is officially classed as a village that is just west of West Palm Beach in central Palm Beach County. It’s located around 66 miles...

We don't use outdated, wasteful paper processes. Instead, we have adopted digital processes at every step of the way. That includes loan applications....

Have you ever wondered, what exactly is a mortgage loan? Homeownership is something many view as a quintessential part of the American dream...

Mortgage rates are always changing so there is no simple answer when people ask, what is the lowest mortgage rates?...

If you heard of Bitcoin, then you might be interested in knowing what Bitcoin mining is...

No matter what kind of townhome it is or why you choose your particular community, most townhomes are very similar, so what is a townhome?...

There are many different loans and mortgage products that were made popular in the late 1990’s and early 2000’s. One type of home loan that received...

What Are Seller Concessions for a Home Purchase? Do you know what the term seller concessions mean? Now, you may have heard the term from time to time...

What is Turnkey Construction? New home buyers have a lot of decisions to make when it comes to deciding on what type of home they want to purchase...

A blockchain, in general, is a network of computers/nodes that have mutually distributed ledgers, meaning the ledgers are shared with one another...

In general, a blockchain can be a public or private ledger that has myriad possibilities such as you can trade digital money such as Bitcoin,and with a smart contract...

In short, Cryptocurrency, or crypto for short, is a digital currency or token that is created by computer programming, it deals with cryptography...

A mortgage quote may determine that you can afford a particular house, but the costs of buying a house go beyond simply being able to pay back the mortgage...

Understanding what may be used as a down payment is crucial when buying a home. Most buyers assume they can only use their savings. However, that is not the case...

First we need to know what Bitcoin is before we speak about What is a Bitcoin Mortgage? First, you must know that this article is hypothetical and merely just our expressed opinions ...

People often have questions about what types of mortgages are available to them, especially what is a jumbo loan? A jumbo loan is one of many different types of home loans ...

Jumbo loans, otherwise referred to as a jumbo mortgage, is a home loan for an amount that is greater than the conforming loan limit set on mortgages...

There are many different loans and mortgage products that were made popular in the early 2000’s. In fact, it can almost feel like you didn’t know where to begin! ...

What is financial security? Recent events in the world have made the concept of financial security harder to achieve than ever before with one study suggesting...

Balloon mortgages are quite complex, but this article will endeavor to explain them as clearly and concisely as possible. The aim is to provide...

The concept is similar to what if one person wrote you out a check for $100, you attempted to cash it but later find out that it bounced, it’s not a good feeling...

Bitcoin miners power the blockchain network. Transactions that are made on the blockchain must be verified by nodes, these nodes mine...

Fannie Mae, or The Federal National Mortgage Association , is a government-backed organization set up to provide liquidity to the mortgage industry ...

Bitcoin is generated through a process called mining and there is a finite amount of coins available at any one time, but what is mining Bitcoin?...

A Merkle Tree was a main focal point in Satoshi Nakamoto’s paper called “Bitcoin: A Peer-to-Peer Electronic Cash System“...

The house hunting journey can be a very exciting time if you connect with MortgageQuote.com. Going above and beyond your moving...