Mortgage Calculator
Your Monthly Payment
| Principal interest | |
| Homeowner's insurance |
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$
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| Property tax |
+
$
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| HOA fees |
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$
|
| Total monthly payment = | |
Debt-to-Income Calculator (DTI)
Your DTI Ratio: {{debt.debtToIncome | number:0 }}%
Estimated home loan eligibility
Total approximate funds needed to close
$44843
The approximate loan cost illustration below does not constitute and is not a substitute for the loan estimate of closing costs (LE) that you will receive once you apply for a loan.
Download PDF reportA. ORIGINATION CHARGES
| ORIGINATION POINTS | $ |
| UNDERWRITING FEE | $ |
| ADMINISTRATION FEE | $ |
| TOTAL ORIGINATION CHARGES | $ |
| TOTAL FINAL PRICE | $ |
| LENDER CREDIT | $ |
B. SERVICES BORROWER DID NOT SHOP FOR
| APPRAISAL FEE | $ |
| CREDIT REPORT FEE | $ |
| TAX SERVICE FEE | $ |
| FLOOD CERTIFICATION | $ |
| ELECTRONIC REGISTRATION (MERS) FEE | $ |
| HOA CERTIFICATION FEE | $ |
| MORTGAGE INS PREMIUM | $ |
| THIRD PARTY PROCESSING FEE | $ |
| MOBILE HOME LIEN SEARCH | $ |
| TOTAL FINAL PRICE | $ |
C. SERVICES BORROWER CAN SHOP FOR
| TITLE - SETTLEMENT OR CLOSING FEE | $ |
| TITLE - PREMIUM FOR LENDER'S COVERAGE | $ |
| TITLE - ENDORSEMENT FEE | $ |
| PEST INSPECTION | $ |
| TOTAL FINAL PRICE | $ |
E. TAXES AND OTHER GOVERNMENT FEES
| RECORDING FEES - MORTGAGE | $ |
| RECORDING FEE - DEED | $ |
| CITY/COUNTY TAX/STAMPS | $ |
| STATE TAX/STAMPS | $ |
| TRANSFER TAXES | $ |
| TOTAL FINAL PRICE | $ |
F. PREPAID
| PREPAID INTEREST | $ |
| HAZARD INSURANCE PREMIUM (ANNUAL) | $ |
| FLOOD INS PREMIUM (ANNUAL) | $ |
| TOTAL FINAL PRICE | $ |
G. INITIAL ESCROW PAYMENT AT CLOSING
| HAZARD INSURANCE RESERVE | $ |
| MORTGAGE INSURANCE RESERVE | $ |
| CITY PROPERTY TAXES | $ |
| COUNTY PROPERTY TAXES | $ |
| HOMEOWNERS ASSOCIATION DUES | $ |
| FLOOD INSURANCE | $ |
| TOTAL FINAL PRICE | $ |
H. OTHER
| TITLE - OWNER'S TITLE POLICY (OPTIONAL) | $ |
| SURVEY FEE | $ |
| HOME INSPECTION FEE | $ |
| OTHER | $ |
| TOTAL FINAL PRICE | $ |
Concessions
| Seller Concessions | $ |
| Real Estate Agent Concessions | $ |
SUMMARY
The information provided above regarding "ballpark figure" cost of closing fees, "ballpark figure" total funds needed to close and the "ballpark figure" "ballpark figure" total monthly payment (collectively referred to as "ballpark figure" loan cost illustration) are only "ballpark figure".
The actual fees, costs and monthly payment on your specific loan transaction may vary and may include additional fees and costs. Any credits shown in the illustration as paid by others (seller, lender or 3rd party) are not guaranteed and are dependent on factors outlined during your loan application interview.
This is a "ballpark figure" cost illustration and is NOT a mortgage loan approval or commitment to lend, nor pre-approval nor prequalification..
The information provided above regarding approximate cost of closing fees, approximate total funds needed to close and the approximate total monthly payment (collectively referred to as approximate loan cost illustration) are only approximations. The actual fees, costs and monthly payment on your specific loan transaction may vary and may include additional fees and costs. Any credits shown in the illustration as paid by others (seller, lender or 3rd party) are not guaranteed and are dependent on factors outlined during your loan application interview.
This is an approximate loan cost illustration and is NOT a mortgage loan approval or commitment to lend.