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Miami & South Florida

Mortgage financing for Miami's most prestigious luxury properties

New Century Mortgage, LLC (NMLS# 1967971) provides access to portfolio lenders, private banking programs, and non-conforming financing for properties above the 2026 FHFA baseline of $832,750.

Get a Jumbo Quote Jumbo programs → (305) 317-8475
2026 baseline conforming limit
$832,750

Most counties · fhfa.gov

High-cost area ceiling
$1,249,125

AK, HI & designated high-cost counties

30+ Miami luxury properties — financing available

Properties above $832,750 require jumbo underwriting. A licensed MLO guides every financing decision.
📍 Sunny Isles Beach, FL
Porsche Design Tower

World's first residential skyscraper with patented Dezervator car elevator. 60 stories, 132 residences, 3,130–6,121 sq ft.

Details & financing →
📍 Edgewater, Miami, FL
ELLE Residences Miami

First ELLE-branded residential development worldwide. 180 turnkey furnished units, 25 floors. From ~$525K.

Details & financing →
📍 Sunny Isles Beach, FL
Jade Signature

57-story oceanfront tower by Herzog & de Meuron with interiors by Pierre-Yves Rochon.

Details & financing →
📍 Sunny Isles Beach, FL (2026)
Bentley Residences

749-ft — tallest U.S. oceanfront tower. 216 units, Dezervator car elevator, Gaggenau appliances.

Details & financing →
📍 Pompano Beach, FL
Waldorf Astoria Residences

Legendary Waldorf Astoria service. Exclusive waterfront with Intracoastal and ocean views.

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📍 Brickell Key, Miami, FL
Aston Martin Residences

Only Aston Martin-branded residences in the world. 66-story tower, infinity pool, private yacht marina.

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📍 Brickell, Miami, FL
Baccarat Residences

Crystal-inspired luxury in the heart of Brickell. Signature Baccarat amenities, Biscayne Bay views.

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📍 Downtown Miami, FL
Cipriani Residences Miami

World-renowned Cipriani brand brings legendary Italian hospitality to Miami.

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📍 Edgewater, Miami, FL
Aria Reserve Miami

Twin 62-story towers on Biscayne Bay. Marina-front resort living with sky lounge and panoramic water views.

Details & financing →
📍 Edgewater, Miami, FL
Missoni Baia

57-story tower with signature Missoni fashion-inspired interiors. Rooftop pool, marina views.

Details & financing →
📍 South of Fifth, Miami Beach, FL
Rosewood Residences

Rosewood ultra-luxury in South of Fifth. Private beach club, legendary Rosewood service.

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📍 Fisher Island, FL
Six Fisher Island

Six ultra-exclusive residences on America's wealthiest zip code. Ferry and private yacht access only.

Details & financing →
📍 Sunny Isles Beach, FL
St. Regis Residences

Twin oceanfront towers with legendary St. Regis butler service. Private beach access.

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📍 Brickell Waterfront, FL
Una Residences

Striking glass-and-steel tower along the Brickell waterfront. Private marina slips, resort pools.

Details & financing →
📍 Miami Beach / Sunny Isles / Brickell
Miami Penthouses

Top-floor penthouse financing across Miami's trophy buildings. Super-jumbo programs available.

Details & financing →
📍 FL · TN · SC · CO · TX
Luxury Condos Florida

Luxury condo financing throughout our licensed states. Jumbo programs available statewide.

Details & financing →
Get a jumbo quote →

Luxury & jumbo financing FAQ

What is a jumbo loan?

A jumbo loan exceeds the FHFA conforming limit — $832,750 in most counties for 2026, up to $1,249,125 in high-cost areas. Any amount above the applicable county limit requires non-conforming (jumbo) underwriting. Limits are adjusted annually — visit fhfa.gov for current county limits.

Can I finance a unit at the Porsche Design Tower?

Yes. Units at the Porsche Design Tower require jumbo or super-jumbo programs. High-rise luxury condo financing also involves lender requirements related to condo association financials, occupancy ratios, and project approval status. Call (305) 317-8475 to discuss your specific situation. See the Porsche Design Tower page.

Are there financing options for ELLE Residences Miami?

ELLE Residences Miami prices start from approximately $525K for 1BR and $1.1M for 2BR — depending on loan amount and down payment, conforming or jumbo programs may apply. Contact us to evaluate the most appropriate programs for your specific unit. See the ELLE Residences page.

When does Bentley Residences deliver?

Bentley Residences in Sunny Isles Beach is anticipated to deliver in 2026. Pre-construction financing options may be available. See the Bentley Residences page and contact us to discuss your specific situation.
2026 FHFA limits: $832,750 baseline; $1,249,125 high-cost ceiling — subject to annual adjustment. This page does not constitute an offer to lend. Luxury property images used with permission. Equal Housing Lender. NMLS# 1967971.

All luxury property pages

Porsche Design TowerSunny Isles Beach PDT pricingPricing & market ELLE ResidencesEdgewater Miami Jade SignatureSunny Isles Beach Bentley ResidencesSunny Isles 2026 Waldorf AstoriaPompano Beach Aston MartinBrickell Key Aria Reserve MiamiEdgewater Missoni BaiaEdgewater Baccarat ResidencesBrickell Miami penthousesTop buildings Luxury condos FLFlorida market Floor plans PDFsBuilding floor plans Property videosVideo tours Jumbo programsNon-conforming Foreign nationalInternational buyers Get startedContact a licensed MLO

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