Washington State spans diverse regions—from urban centers like Seattle and Spokane to coastal towns, mountain communities, and suburban neighborhoods. Each Washington State ZIP code represents a distinct area with unique housing options, amenities, and lifestyle characteristics. Understanding ZIP codes helps buyers, renters, and investors make informed decisions when choosing locations across the state.
This guide follows a high-ranking, search-optimized format for clarity and local relevance.
📍 Washington State ZIP Codes at a Glance
Washington ZIP codes generally fall within the 980xx–994xx range, covering major cities, suburban areas, and rural communities.
Key city ZIP code clusters include:
- Seattle: 98101–98199 (Downtown, Capitol Hill, Ballard, West Seattle)
- Spokane: 99201–99299 (Downtown, North Spokane, South Hill, suburbs)
- Tacoma: 98401–98499 (Downtown, University Place, suburban neighborhoods)
- Bellevue: 98004–98015 (Downtown Bellevue, Eastside suburbs)
- Everett: 98201–98208 (Downtown, Marina District, South Everett)
- Olympia: 98501–98513 (Downtown, Tumwater, suburban areas)
- Vancouver: 98660–98686 (Columbia Riverfront, suburban zones)
Each ZIP code or range reflects unique regional characteristics, population density, and housing markets.
🏙️ Seattle ZIP Codes — 98101–98199
Seattle is Washington’s largest city, and its ZIP codes cover a wide range of neighborhoods.
Highlights by ZIP code:
- 98101, 98104 – Downtown Seattle, high-rise condos, urban lifestyle
- 98105 – University District, student housing, cultural amenities
- 98109 – South Lake Union, tech hub, modern apartments
- 98107 – Ballard, historic homes, waterfront, nightlife
- 98116, 98126 – West Seattle, suburban feel with beach access
Seattle ZIP codes are highly desirable for professionals, students, and urban residents.
🌆 Spokane ZIP Codes — 99201–99299
Spokane is Eastern Washington’s hub for business and outdoor recreation.
Notable ZIP codes:
- 99201 – Downtown Spokane, apartments, entertainment
- 99203, 99208 – South Hill, family neighborhoods, schools
- 99205 – North Spokane, suburban communities
- 99223, 99224 – Suburbs, newer developments
Spokane ZIP codes offer a mix of historic neighborhoods, suburban growth, and easy access to mountains and rivers.
🏡 Tacoma & Surrounding Areas — 98401–98499
Tacoma ZIP codes cover downtown, university areas, and suburban neighborhoods.
Highlights:
- 98402 – Downtown Tacoma, cultural venues, waterfront living
- 98405 – University of Puget Sound, residential neighborhoods
- 98404, 98406 – North Tacoma, suburban homes, parks
- 98422, 98499 – East Tacoma & suburbs
Tacoma ZIP codes appeal to families, professionals, and waterfront enthusiasts.
🌄 Suburban & Coastal ZIP Codes
Washington’s suburban and coastal ZIP codes provide quieter living with access to natural amenities:
- Bellevue (98004–98015) – Eastside luxury homes, high-rated schools, urban convenience
- Everett (98201–98208) – Waterfront and suburban housing
- Olympia (98501–98513) – State Capitol, suburban and historic neighborhoods
- Vancouver (98660–98686) – Columbia River access, suburban living
These areas are attractive for families, retirees, and those seeking scenic landscapes.
🧭 Choosing the Right Washington ZIP Code
ZIP codes in Washington State define lifestyle priorities:
- Urban & Employment Hubs: Seattle 981xx, Bellevue 98004–98006
- Suburban & Family-Friendly: Tacoma 984xx, Everett 982xx, Spokane 992xx
- Coastal & Scenic Living: Olympic Peninsula 983xx, Vancouver 986xx
- Historic & Cultural: Downtown districts in Seattle, Tacoma, Olympia
Understanding ZIP codes helps residents, buyers, and investors choose the best locations for work, lifestyle, or property value.
📌 Washington State ZIP Code Summary
Washington State ZIP codes reflect the diversity of its urban centers, suburbs, coastal towns, and rural communities. From Seattle’s high-rise condos to Spokane’s family neighborhoods and Bellevue’s luxury homes, knowing the ZIP code landscape is key to informed housing, lifestyle, and investment decisions.