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Michael Williamson, CEO of MortgageQuote.com

CEO & Mortgage Broker

Michael Williamson

Founder and CEO of MortgageQuote.com, a Florida-based mortgage brokerage built around education, conservative compliance, and getting clients to the right loan — not the easiest one to sell.

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Individual NMLS

#1940456

Company NMLS

#1967971

Mortgage licensed

NMLS Consumer Access

Real estate

FL #BK3488918 · GA #426595

About Michael

Michael Williamson is the founder and Chief Executive Officer of MortgageQuote.com, operated by New Century Financial Mortgage, LLC (NMLS #1967971), which also does business as JumboLoan.com. He is also a licensed real estate broker in Florida and runs his real estate brokerage, BKRS Real Estate (Buy, Keep, Rent, Sell) — a full-service Florida brokerage covering acquisition, property management, leasing, and sales. As a mortgage broker rather than a single-lender retail bank, his firm shops a wide panel of wholesale lenders to match each borrower with the program that actually fits.

His career spans nearly three decades. Before founding MortgageQuote.com and JumboLoan.com in 2020, Michael spent years in mortgage lending and in wealth management as a financial advisor at national investment firms — experience that gives him an unusually complete view of a transaction, from purchase contract to closing table and from financing structure to long-term financial picture. He works across conventional, jumbo, FHA, VA, DSCR, construction, commercial, and non-warrantable-condo financing. Based in South Florida, he and his team serve clients wherever the company is licensed.

His approach is deliberately conservative on compliance and heavy on education. The calculators, loan-program explainers, and building and neighborhood guides across MortgageQuote.com reflect a simple belief: a borrower who understands the math makes a better decision, and a broker’s job is to make that math clear rather than to push a rate.

Education

  • MBA, Class of 2016Cass Business School (now Bayes), City, University of London
  • Diploma in Financial PlanningKaplan Business School, Sydney, Australia
  • JavaScript & PythonNew York University (NYU)
  • Lean Six Sigma Green BeltFlorida Atlantic University, Boca Raton

Active Licenses

  • Mortgage Loan OriginatorFlorida (NMLS #1940456)
  • Real Estate BrokerFlorida (Broker License #BK3488918) — BKRS Real Estate (BKRS.com Corp)
  • Real Estate AgentGeorgia (Agent License #426595) — Virtual Properties Realty

Examinations & Designations

Earned over Michael’s career and reflecting his depth in financial markets. His securities registrations (SIE; Series 7, 63 & 65), the CMT designation, RG 146, and notary commission are not currently active and are listed as professional background, not as services offered through this site.

  • Lean Six Sigma Green BeltFlorida Atlantic University, Boca Raton
  • 2-15 Health, Life & Annuities AgentFlorida Dept. of Financial Services
  • Chartered Market Technician (CMT) Level 1 InactiveCMT Association
  • Securities Industry Essentials (SIE) InactiveFINRA
  • Series 7, 63 & 65 InactiveFINRA
  • RG 146 (Tier 1) InactiveASIC, Australia
  • Notary Public InactiveFlorida Dept. of State

What Michael Helps With

  • Jumbo & luxury financing
  • DSCR / investment loans
  • FHA & VA
  • Conventional purchases
  • Refinancing
  • New-construction condos
  • Commercial lending
  • Foreign-national buyers

Technology & AI

Michael builds and uses technology across both of his firms. On the mortgage side, MortgageQuote.com runs on a proprietary platform at AIMortgageApplication.com — an AI-assisted application that streamlines intake, organizes documents and conditions, and removes the friction that usually slows borrowers down. He brings the same approach to the real estate side at BKRS.com Corp, using AI for research, market analysis, and client communication.

The guardrail: AI assists the work; it doesn’t replace the licensed professionals behind it. The AI tools at Michael’s firms help with intake, organization, and research — they do not approve, deny, or price loans, and they do not make lending or advisory decisions. Those are always made by licensed humans, in line with applicable law.

Background & Highlights

  • Nearly three decades across mortgage lending and financial services, including financial-advisor and wealth-management roles at national investment firms, before founding MortgageQuote.com and JumboLoan.com in 2020.
  • MBA from Cass (now Bayes) Business School, where he led the Finance, Banking & Wealth Management Society (2,000+ members) — within which he founded what was effectively the school’s first blockchain society — and won the 2016 UK Bloomberg Investment Idea Challenge (a 10.17% four-week return against a ~2% benchmark), on a documented call that the British pound would fall against the dollar after Brexit. His MBA dissertation examined AI, blockchain, crypto, and finance.
  • In 2021, represented buyers on roughly $20 million in Florida property and funded millions more in mortgage loans.
  • A recognized voice in blockchain and digital assets: a frequent speaker, panelist, and event sponsor across blockchain, fintech, and finance. He served on Florida International University’s first blockchain panel, has consulted for multiple blockchain and crypto ventures, contributed to industry publications (ICOBench and the CISI’s journal), and creator of an “Introduction to Blockchain” program for Miami-Dade County Public Schools — one of the largest districts in the U.S. — with student certificates of completion recorded on a blockchain.
  • Active community educator and connector — more than 26,000 members across his Meetup groups, 30,000+ on LinkedIn, and 8,000+ across other platforms.
  • Former member of the Worshipful Company of International Bankers, a City of London livery company for senior banking and finance professionals.

Community & Giving Back

Beyond the businesses, Michael stays close to his community. Through his Meetup groups he gives founders a platform to present their startups publicly for educational purposes, and creates space for attorneys and businesses to connect and learn about company structure. He regularly mentors students and early-career professionals — over the years he has helped many candidates through their capstone and dissertation projects in AI, blockchain, cryptocurrency, and finance. Closer to home, he gives back through ongoing donations: toys and food for his local dog shelter, and clothing and essentials for local shelters in his area.

Looking for Real Estate Representation?

Michael is a licensed real estate broker in Florida, through his brokerage BKRS Real Estate (Buy, Keep, Rent, Sell) — a full-service brokerage covering acquisition, property management, leasing, and sales — and a licensed real estate agent in Georgia, with Virtual Properties Realty. Mortgage and real estate are kept as separate businesses — MortgageQuote.com handles financing, and buyer or seller representation is handled through his real estate firms. If you’d like an agent as well as a lender, the two can be coordinated with the proper affiliated-business disclosures.

  • BKRS Real Estate7901 4th St N, STE 300, St. Petersburg, FL 33702
  • Virtual Properties Realty2750 Premiere Pkwy, Suite 200, Duluth, GA 30097

Visit BKRS.com Corp →

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New Century Financial Mortgage, LLC dba MortgageQuote.com (NMLS #1967971) is a licensed mortgage broker. This website provides mortgage brokerage services only; the securities examinations, insurance licensure, and other credentials listed above are provided as professional background, several are not currently active, and none constitute an offer of investment, advisory, or insurance services through this site. Mortgage brokerage (New Century Financial Mortgage, LLC) and real estate brokerage (BKRS.com Corp / BKRS Real Estate; Georgia activity with Virtual Properties Realty) are separate services provided by separate entities; where both are used in a single transaction, an Affiliated Business Arrangement disclosure is provided and no use of any affiliated service is required. Any investment, forecasting, or competition results described are historical, are not indicative of future results, and are not a solicitation. AI tools assist with intake, organization, and research and do not make lending, pricing, or advisory decisions. Information here is general and is not a commitment to lend or a rate quote. Equal Housing Opportunity.